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Questions to Ask Yourself About Credit

  1. Have I been on-time with my car loan payments, my credit card payments and other payments that would affect my credit score?
  2. Are my credit card balances 50% of their limits or are most of my cards maxed out?
  3. Have I been applying for other loans and credit cards recently?
  4. Do I meet the minimum credit scores mentioned in this video to buy a home?