About Us

Together, we can make it happen for you.

Welcome to HomeBuy101, short and sweet education created to demystify and simplify the process of buying your very first home.

Misty Garman,

Real Estate Specialist

As a native of Colorado, Misty has witnessed the transformation into one of the most sought-after destinations. Misty enjoys spending free time with her husband, Jeff, her kids, and their dogs. She loves the outdoors, hiking, paddle boarding, fitness, and the occasional downhill mountain bike ride.

Jeff Vance Garman,

Senior Loan Officer

Jeff is also a native of Colorado who joined the Navy at 17 years old. Four years which were very formative to who Jeff is today. After earning a college degree, Jeff began his career in the financial industry and has been helping families with mortgages since 1999. Jeff loves to spend time outdoors with his wife Misty and their two boys.